20621 SE Gemstone Avenue, Bend, OR 97702

$575,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,230 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $575,000 List Date: 8/26/2026 Last Modified: 9/18/2026

Overview

Description

Financing special:Eligible buyers enjoy payments at 1% off mortgage rate for the first year. Contact agent for details. Built in 2021 in Stone Creek. Four bedrooms, three baths, 2,230 square feet, with a main-level home office. Open floor plan, high ceilings, large kitchen island, solid surface counters, stainless appliances. Upstairs, the Primary suite has a soaking tub, walk-in tiled shower, dual vanities, and two closets plus three more bedrooms and laundry. Fenced, low-maintenance backyard. HOA handles front yard landscaping. Community pool and trails nearby. Solar System Lease in place under a power purchase agreement; buyer to assume at closing.

Listing Details MLS# 220227639

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
4
Bathrooms Total
3
Bathrooms Full
2
Bathrooms Half
Yes
Garage YN
Yes
Garage Spaces
2
Total Living Area SqFt
2230
Main House SqFt
2230
SqFt Source
Assessor
Year Built
2021
Accessory Dwelling Unit YN
No
Rented YN
No
Short Term Rental Permit YN
No
New Construction YN
No
Elementary School
Silver Rail Elem
Middle Or Junior School
Pilot Butte Middle
High School
Bend Sr High
Zoning
RS
Tax Annual Amount
3689.13
Tax Year
2025
Potential Tax Liability YN
No
Assessment YN
No
Irrigation Water Rights YN
No
CC&R's YN
Yes
Association YN
Yes
Association Fee
241
Association Fee Frequency
Quarterly
Senior Community YN
No
Preferred Escrow Company & Officer
Sheena Edgerly Western Title
FIRPTA YN
No
Sign On Property YN
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer; Water Heater Architectural Style: Northwest Common Walls: No Common Walls Construction Materials: Frame Cooling: Central Air Fireplace Features: Electric Flooring: Carpet; Laminate Foundation Details: Stemwall Green Building Verification Type: Home Energy Score Heating: Forced Air; Natural Gas Interior Features: Double Vanity; Enclosed Toilet(s); Kitchen Island; Linen Closet; Open Floorplan; Pantry; Shower/Tub Combo; Smart Thermostat; Soaking Tub; Solid Surface Counters; Tile Shower; Walk-In Closet(s) Levels: Two Roof: Composition Rooms: Eating Area; Great Room; Kitchen; Laundry; Office; Primary Bedroom Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Window Features: Double Pane Windows; Vinyl Frames Flood: N/A Irrigation Source: None Lot Features: Fenced; Landscaped; Native Plants; Sprinkler Timer(s); Sprinklers In Front Parking Features: Attached; Driveway; Electric Vehicle Charging Station(s); Garage Door Opener; On Street Patio and Porch Features: Patio Road Frontage Type: Shared Access Road Surface Type: Paved Structure Type: House View: Neighborhood Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Phone Available Association Amenities: Landscaping; Pool; Trail(s) Community Features: Park; Pool; Trail(s) Power Production: Solar Leased Sewer: Public Sewer Water Source: Public Listing Terms: Cash; Conventional; FHA; VA Loan Special Listing Conditions: Standard

Location Tax and Legal

Street Number
20621
Street Dir Prefix
SE
Street Name
Gemstone
Street Suffix
Avenue
County
Deschutes
State
OR
Postal Code
97702
Subdivision Name
Stone Creek

Contract Information

Original List Price
585000
List Price per SqFt
257.85
Listing Contract Date
2026-08-26

Remarks and Miscellaneous

Public Remarks
Financing special:Eligible buyers enjoy payments at 1% off mortgage rate for the first year. Contact agent for details. Built in 2021 in Stone Creek. Four bedrooms, three baths, 2,230 square feet, with a main-level home office. Open floor plan, high ceilings, large kitchen island, solid surface counters, stainless appliances. Upstairs, the Primary suite has a soaking tub, walk-in tiled shower, dual vanities, and two closets plus three more bedrooms and laundry. Fenced, low-maintenance backyard. HOA handles front yard landscaping. Community pool and trails nearby. Solar System Lease in place under a power purchase agreement; buyer to assume at closing.
Directions
From hwy 97/3rd st. head east Brosterhous, north on SE Whitetail east on SE Gemstone Ave.

Status Change Information

Status Change Timestamp
2026-08-26

More Information

Green Building Verification Type

Green Verification Metric
6
Green Verification URL
https://us.greenbuildingregist
Green Verification Year
2024
Listing Office: Real Broker
Last Updated: September - 18 - 2026
Information deemed reliable but not guaranteed.